Pay Later

Pay your business expenses first and get up to 55 days interest free

Improve cash flow

Get additional working capital of up to $500k to boost your business

Fast approval + set up

Minimal documents required to approve. Start using within 1 day.

Credit Lines

Easy application and fast approvals
Higher credit limits
Free unlimited Virtual Cards
Market leading interest-free period
Quick capital injection
Easy bookkeeping

Traditional Lenders

No interest free period
High interests rates
Collateral may be required
Slow disbursements
3 simple steps to get started

Submit 2 documents for a quick and fuss free application

Blazing fast approvals within 1 working day

Activate and use your credit lines immediately. No more slow disbursements

Get your Business Loans approved
with speed and certainty!

In-depth financial

Complete a simple form, submit
supporting documents and let our
algorithms do the rest!

Fast &

Get loan offers from as fast as
24 hours!

Your Growth

Improve cashflow and working

Who we are

Founded in 2013, with more than 10 years of experience in assisting SMEs to improve cashflow and raise working capital, Fynergy is the leading go-to solution provider for local SMEs who wish to access funding to grow their business.

We combine our expertise and familiarity on how to get business loans approved together with our proprietary smart platform, leading to increased loan approval rates and saving SMEs precious time. We are committed to getting you the best funding options with speed and certainty

What we do

Empower your money

Fynergy gets you the best business loan deals,

While other loan brokers encourage SMEs to take unnecessary loans to boost their commissions, Fynergy puts your business interests first by understanding your business as well as performing an in-depth
credit assessment to determine your funding needs.

Our highly experienced team of consultants guide you through every step of the way, from application to disbursement and mitigate any potential issues- so that you can focus on growing your business and turning ambition into action

Say goodbye to tedious lending processes and come say hello to our Fynergy consultants today!

Hear from our satisfied customers!
Wilson Ng

Director, NTC

I cannot thank Fynergy Capital enough for its support. We got our SME business loan approved faster than we had ever thought. The application process was quick and straightforward.

Mr Iqbal

Director, Nepsys Technology

Collaborating with Fynergy Capital has been the best choice we made. We applied for business loans in the past without success. Fynergy Capital helped us to get our business loan approved quickly and without any hassle. Highly recommended!


Director, Global Express

Fynergy Capital understood the unique challenges we were facing and came up with the right business loan solutions for us. We’ll definitely recommend them.

Serin Wong

Director, Intellieo

Fynergy Capital understood the unique challenges faced by my small business. Their tailored SME loan solution helped us overcome cash flow issues. Their team’s expertise and guidance were invaluable. I’m grateful to have them as a financial partner.

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